Individual health (SOHU)

Guarantee the coverage of your healthcare expenses.

Developed in partnership with the Association de Prévoyance Sociale du Bénin (APS Bénin) , for you, your teams and their families, AFG ASSUR IARDT BENIN’s Health Insurance has been designed to be the most reliable, scalable and innovative on the market.

It covers your healthcare expenses that are not covered by your compulsory health insurance scheme (Sécurité Sociale), and applies to the cost of medical, paramedical and pharmaceutical care following illness, maternity or accident.

Our major asset: our “tiers payants” card

  • Thanks to the biometric card associated with your policy, you can easily manage all your health insurance policies, and have access to a number of secure online management functions for your policy and beneficiaries.
  • Whether you’re a company, an insured person or the head of a family, it brings you security and speed in your health insurance procedures, and in your dealings with health service providers (health centers, analysis laboratories, pharmacies, imaging centers).
  • As an option, AFG ASSUR IARDT BENIN VIE offers “family contingency” A lump sum will be paid to the insured in the event of total and definitive disability, following an accident or illness, or to the beneficiaries following the insured’s death.

Guarantees :

Systematic warranties

  • Hospitalization: accommodation costs, treatment costs, medical and surgical
  • Routine medical care: visits to GPs and specialists, pharmacies,

Optional benefits

  • Dental, optical and maternity cover are optional, depending on the plan
  • Family contingency cover can be taken out as an option with health

Who can subscribe?

Can be taken out by anyone under the age of 65 (subject to acceptance by the insurer’s medical committee).