Automobile Insurance from AFG ASSUR IARDT BENIN covers bodily injury and property damage that the driver of a vehicle insured with AFG may cause to other road users and/or passengers in the vehicle.
Depending on the level of cover taken out, automobile insurance can also cover material damage to the insured vehicle and bodily injury to the driver of the vehicle.
Guarantees
- Third-party liability: this is MANDATORY and covers bodily injury and property damage caused to other road users and/or passengers in your vehicle.
Complementary cover for third-party liability (defence-recours and driver protection or ”L’individuelle Chauffeur)
- ECOWAS: The Carte Brune provides motorists with a full guarantee of prompt, fair and immediate compensation for any accident they may cause outside their usual territory of The cardholder is treated exactly as if the basic insurance policy were taken out with a company located in the country he or she is visiting or transiting. As the Carte Brune is recognized by government authorities, the motorist is exempt from all other formalities relating to third-party liability coverage.
- Driver’s protection: This is a clause in the contract that covers the cost of the driver’s injuries or death, when the driver is responsible for the accident or no third party has been identified.
Optional benefits (not compulsory)
Extend your level of cover with optional warranties. They are optional, but can be very useful in securing and rebuilding your automotive investment. These coverages include
- Glass breakage: This covers your windshield, rear window and side windows, and provides compensation in the event of a In some cases, glass breakage cover also extends to mirrors and headlights.
- Theft: If you take out this cover, you’ll be compensated if your vehicle is Sounds logical, but it’s not quite as simple as it sounds. Because theft is a multi-faceted concept.
- Fire: This optional coverage is useful when the vehicle covered by the insurance contract suffers damage due to fire or explosion. It may involve replacement if the car is completely destroyed, or repairs if the damage is partial and the burnt-out vehicle is
- Collision damage: This coverage protects you in the event of a collision with an identified third party, and pays compensation for material damage to your vehicle. This optional auto cover can be interesting for third-party policyholders, as it extends your coverage in the event of an accident without increasing the cost of your car insurance too much.
- All-accident damage, commonly known as “All Risks”: All-risk insurance is the most comprehensive and protective type of car It covers many types of car loss: accidents, theft, fire and glass breakage. It’s a highly protective formula that saves us a lot of financial trouble! While third-party insurance only covers third-party liability, comprehensive policies offer a very high level of cover. These cover not only the driver, but also the vehicle. Guaranteed maximum protection
Who can subscribe?
- Any owner of a 4-wheeled vehicle (subject to vehicle age restrictions for certain coverages)
